Fix property assessor geocode fallback

skills/property-assessor/tests/assessment.test.ts

@@ -224,3 +224,45 @@ test("assessProperty renders a PDF when recipient email is present", async () =>
   const stat = await fs.promises.stat(outputPath);
   assert.ok(stat.size > 1000);
 });
+
+test("assessProperty prioritizes student housing guidance over investment fallback keywords", async () => {
+  const result = await assessProperty(
+    {
+      address: "1011 Ennis Joslin Rd APT 235, Corpus Christi, TX 78412",
+      assessmentPurpose:
+        "college housing for daughter attending TAMU-CC; prioritize proximity, safety/livability, and resale/rental fallback"
+    },
+    {
+      resolvePublicRecordsFn: async () => samplePublicRecords,
+      discoverListingSourcesFn: async () => ({
+        attempts: ["Zillow discovery located a property page from the address."],
+        zillowUrl:
+          "https://www.zillow.com/homedetails/1011-Ennis-Joslin-Rd-APT-235-Corpus-Christi-TX-78412/28848927_zpid/",
+        harUrl: null
+      }),
+      extractPhotoDataFn: async (source, url) => ({
+        source,
+        requestedUrl: url,
+        finalUrl: url,
+        expectedPhotoCount: 20,
+        complete: true,
+        photoCount: 20,
+        imageUrls: ["https://photos.example/1.jpg"],
+        notes: [`${source} extractor succeeded.`]
+      })
+    }
+  );
+
+  assert.match(
+    String(result.reportPayload?.verdict?.offerGuidance),
+    /daughter|student|practicality|safety/i
+  );
+  assert.doesNotMatch(
+    String(result.reportPayload?.verdict?.offerGuidance),
+    /income property|investment property/i
+  );
+  assert.match(
+    String(result.reportPayload?.carryView?.[0]),
+    /parent-risk|upkeep burden|renting/i
+  );
+});