{
  "recipientEmails": [
    "buyer@example.com"
  ],
  "reportTitle": "Property Assessment Report",
  "subtitle": "Sample property assessment payload",
  "subjectProperty": {
    "address": "4141 Whiteley Dr, Corpus Christi, TX 78418",
    "listingPrice": 149900,
    "propertyType": "Townhouse",
    "beds": 2,
    "baths": 2,
    "squareFeet": 900,
    "yearBuilt": 1978
  },
  "verdict": {
    "decision": "only below x",
    "fairValueRange": "$132,000 - $138,000",
    "offerGuidance": "Only attractive below the current ask once HOA, insurance, and make-ready are priced in."
  },
  "snapshot": [
    "Small coastal townhouse with a tight margin at the current ask.",
    "Needs CAD/public-record reconciliation before a high-confidence offer."
  ],
  "whatILike": [
    "Usable 2 bed / 2 bath layout.",
    "Straightforward official public-record jurisdiction in Nueces County."
  ],
  "whatIDontLike": [
    "Ask looks full for the visible finish level.",
    "Coastal exposure increases long-run carry and maintenance risk."
  ],
  "compView": [
    "Need same-building or very local townhome comps before treating ask as fair value."
  ],
  "carryView": [
    "Underwrite taxes, HOA, wind/flood insurance, and maintenance together."
  ],
  "risksAndDiligence": [
    "Confirm reserve strength and special assessment history.",
    "Confirm insurance obligations and any storm-related repair history."
  ],
  "photoReview": {
    "status": "completed",
    "source": "Zillow",
    "attempts": [
      "Zillow extractor returned the full direct photo set."
    ],
    "summary": "Interior reads dated-to-average rather than turnkey."
  },
  "publicRecords": {
    "jurisdiction": "Nueces Appraisal District",
    "accountNumber": "sample-account",
    "landValue": 42000,
    "improvementValue": 99000,
    "assessedTotalValue": 141000,
    "exemptions": "Not confirmed in sample payload",
    "links": [
      {
        "label": "Texas Comptroller County Directory",
        "url": "https://comptroller.texas.gov/taxes/property-tax/county-directory/nueces.php"
      },
      {
        "label": "Nueces CAD",
        "url": "http://www.ncadistrict.com/"
      }
    ]
  },
  "sourceLinks": [
    {
      "label": "Zillow Listing",
      "url": "https://www.zillow.com/homedetails/4141-Whiteley-Dr-Corpus-Christi-TX-78418/2103723704_zpid/"
    },
    {
      "label": "HAR Listing",
      "url": "https://www.har.com/homedetail/4141-whiteley-dr-corpus-christi-tx-78418/14069438"
    }
  ]
}